Jake Ryon interviews James Baublitz of First Home Mortgage about why mortgage rates remain high and unpredictable, explaining that inflation, geopolitical events, oil prices, tariffs, and broader market uncertainty all play a role. He also gives a practical overview of how the secondary market influences mortgage pricing, including the 10-year Treasury, mortgage-backed securities, and spreads, and emphasizes that loan originators should understand these market forces so they can better explain rate movement and advise clients.

Hosted By: Jake Ryon, Sales Manager, NMLS #993471 at SWBC Mortgage
Guest: James Baublitz, Senior VP, Capital Markets, First Home Mortgage

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