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Archive June 2026

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Great Evening at the Nats Game!

It was a beautiful evening for a baseball game! Thank you to all who attended. 

Exemption From Mortgage Lender and Installment Loan Licensure: Correction to Statute


 

Exemption From Mortgage Lender and Installment Loan Licensure: Correction to Statute

June 8, 2026

 

During its 2026 session, Maryland’s General Assembly passed Senate Bill 784. The bill was signed into law by Governor Wes Moore and takes effect July 1, 2026.

After passage of Maryland’s Secondary Market Stability Act of 2025 (“SMSA”), a certain set of provisions, codified as Md. Code Ann., Financial Institutions Article (“FI”) §11-102, and providing certain exemptions from licensure, were published as law. The General Assembly believed that these provisions had been struck from the final version of the bill as passed. However, because two different versions of the bill—the earlier of which contained FI §11-102—had passed, the provisions were published. Senate Bill 784 eliminates FI §11-102 and ensures that the law as published reflects the actual intent of the General Assembly when the SMSA was passed.

The Office of Financial Regulation wishes to make clear that it will not take enforcement action against persons who, in good faith, had relied upon the provisions of FI §11-102 subsequent to its publication in determining that they were not subject to licensing requirements so long as such persons obtain any required license by July 1, 2026.

Contact

For questions about this advisory, please contact Assistant Commissioner Clifford Charland by phone at 410-230-6167 or by email at clifford.charland@maryland.gov.

2026 Regulatory Highlights Webinar 6/18 - Maryland Office of Financial Regulation

Join the Maryland Office of Financial Regulation (OFR) on June 18 at 12:00p.m. for the 2026 Regulatory Highlights Webinar.
Hear directly from OFR leaders as they share key updates, priorities, and insights related to banking, financial services, student lending, and consumer financial protection across Maryland.

This informative session is designed for regulated financial institutions, financial service providers, consumer advocates, industry stakeholders, and anyone interested in the important work being done to protect and strengthen Maryland’s financial marketplace.
Stay informed. Stay connected. Be part of the conversation.

Agenda

(The Agenda is Subject to Change):
  • Remarks from Commissioner Salazar
  • Policy Update, Student Loan Ombudsman and Community Engagement
  • Innovation and Money Services
  • Depository Supervision Updates, Maryland Stablecoin Act, and Access to Banking/MCIV Fund Updates
  • Nondepository Updates, Licensing, Supervision, Enforcement, and Consumer Complaints
  • Audience Q&A (questions must be submitted through the webinar registration form)

Contact

To request an accommodation, such as an ASL interpreter, please contact Toni White by email at FinReg.Outreach@maryland.gov at least 7 business days prior to the webinar.

Register Here

Golf Sponsorship Packages Available!

Join us as a sponsor at our upcoming golf outing on October 19!



Jake Ryon interviewed Darran Anthony, Division President of Main Street Home Loans



Jake Ryon interviewed Darran Anthony, Division President of Main Street Home Loans, about his 30-plus year career in mortgage banking, his leadership approach, and the future of the industry. Darran shared how beginning in operations gave him a strong foundation in loan guidelines, documentation, underwriting, and risk management, which has shaped his success as both an originator and leader. He emphasized the importance of understanding the full loan process, building a strong company culture, supporting loan officers, and adapting to industry changes such as non-QM lending, technology, and AI, while noting that trusted human guidance remains essential for borrowers making major financial decisions.

Hosted By: Jake Ryon, Sales Manager, NMLS #993471 at SWBC Mortgage
Guest: Darran Anthony, Division President, Main Street Home Loans

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